I Invest in Housing was created by Four Pillars Community Housing CCC Inc. A Community Contribution Company that in its articles commits to distributing at least 60% of all profits to qualified entities (i.e. Non-Profit Housing Providers).

We have developed a model that can help communities start ‘Building Solutions to the Housing Crisis’. The four pillars of affordable housing are: Zero Cost Land, Below Market Financing, Expedited Delivery and Revenue Generation.

The First Pillar – Zero Cost Land

There are numerous sources of zero cost land:

• Non-Profit Housing Providers, faith groups and service clubs.
• Homeowners that can now add secondary suites or multiplex developments on their property.
• Companies that have landholdings that could be joint ventured to include affordable housing.
• Municipal, provincial and federal land.

The Second Pillar – Below Market Financing

Canadians have trillions in RRSP and TFSA accounts. If one percent of that money was leveraged for new, affordable housing we can build our way out of the crisis. Our target bond rate is two percent and we project that half of the bond purchasers will donate the interest back to the issuer. The donation is eligible for a charitable tax receipt.

The Third Pillar – Expedited Delivery

Modular and prefabrication systems and technologies can deliver housing at an accelerated rate – saving, time, money and reducing wast. The latest AI driven permitting and approval systems from municipalities have reduced processing times by as much as 90%. In some cases what used to take months now takes minutes.

The Fourth Pillar – Revenue Generation

Unfortunately even with the first three pillars it is almost impossible to deliver affordable housing in our major urban centres without revenue generation. New approaches and new models need to be deployed to insure that affordable housing projects can cash flow and be sustainable over the long-term.

Problem:
Non-Profits have billions of dollars of land and property that can be redeveloped at much higher densities but the problem is where do you house tenants displaced during redevelopment?

Solution:
Create a model for Interim Residences (30-120 units) that can house existing tenants during redevelopment. For example: one third of the units at below market, one third at mid and near market and the last third to generate revenue to ensure sustainability.

Revenue generation will be different for each development but could include, an Indigenous Arts & Culture Hotel, medical stay facility, Commercial Retail Units (CRUs), workplace and student housing, office and community space and/or affordable rentals.

With the new housing legislation allowing for gentle density on residential property there are tens of thousands of potential sites to add secondary suites, Auxillary Dwelling Units (ADU -laneway/carriage homes), duplex and/or multiplex homes in Vancouver alone.

First Step:
We are excited to announce the launch of ‘I Invest in Housing’, a market research and community outreach campaign designed to explore community bond rates, terms, and homeowner interest in placing Accessory Dwelling Units (ADUs) on their properties.

As part of this initiative, we are building a Coalition of the Concerned—a network of individuals, organizations, and stakeholders committed to tackling housing challenges in our communities.

Join Us!

If you are passionate about housing solutions and would like to support this campaign, please reach out: to us by email or call Joseph at: 778-835-5801 or Larry at: 604-787-7654.